Kepada semua guru MGSKL,
Merujuk kepada perkara diatas, dengan sukacita dimaklumkan bahawa CIMB bank Berhad kini menawarkan kemudahan pembiayaan peribadi awam-i CIMB Bank Berhad untuk semua kakitangan awam melalui Kelab Guru.
Sila hubungi saya sekiranya tuan / puan ingin ada sebarang pertanyaan berkenaan dengan perkara ini.
Harap maklum
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Mr Wong & all teachers,
ReplyDeleteSorry that the fax on CIMB personal loan was passed to you. I was too busy to look at it, but I think that we should not be encouraged to take these loans because ultimately there are always 'high' interests to pay. Personally, we should try not to get into any situation where we need to take any loan, but to spend within our means and our salaries. Many banks are giving easy loans because of the present economic situations. Please do not fall into any situation where you will have to pay more in terms of interest and as a result getting less take-home pay later.
Be frugal, be more careful over your spending and save more if you can.
Anyway, only my personal opinion.
Pn Chia
Dear Puan Chia
ReplyDeleteYOur message is well noted and I agree with your opinion due to current economy crisis now. I thought I need to share this information with all the teachers via Kelab Guru.
So in the future, I will ingnore those letters which are related to loan to be given to me via Kelab Guru.
Thanks again for your advice
Thanks for responding Mr Wong, just that we need to be very careful especially when we are dealing with loans and money.
ReplyDeleteAnother issue which I want to warn all staff of MGS to be very careful about is not to fall for any scam which has been very prevalent these days. Many professionals have also been victims because of their greed. There is no such thing as a "free lunch" in this world.....except maybe ourselves who have dedicated our lives to making our students' lives happier..?? And it's free!!!
Sorry, some part of my comments just now did not appear. I also included the fact that Sean had also selflessly taught us so much about Google Apps...and that is also free and yet so many of our teachers are still not taking advantage of it!! So Teachers, jump on the band-wagon and don't be left behind!!!
ReplyDeleteYes Pn Chia you are right,'There is no free lunch except in MGSKL's Google Apps.'Thank you Sean ...so teachers jump into the band-wagon and don't miss the opportunities!
ReplyDeleteHi everyone, :) I am grinning as I read your comments.
ReplyDeleteSean
"Yes Pn Chia you are right,'There is no free lunch except in MGSKL's Google Apps." :) :D A very candid phrase.
ReplyDeleteSean
Yes. I agree with you Puan Chia that there is no free lunch in this world.
ReplyDelete